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12.09.2006

FINANCE TOOLS , Free









MONEY, FINANCE TOOLS - FREE SOFTWARE

3S

Free accounting software. General ledger, accounts receivable, accounts payable and invoicing. I took an accounting course once (almost as fun as chemistry). (11.1MB)

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ACEMONEY

AceMoney Lite helps people organize and manage their personal finances quickly and easily. It supports all the features required for home or even small-business accounting needs. (800KB)

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ALLNETIC TIME TRACKER

AllNetic Working Time Tracker is the application to track how much time you spend on different projects and tasks. You can bill your clients on time based on real reports. (1.5MB)

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AMORTIZE

Allows you to try different amortization schemes. Gives you a chance to calculate how much more you need to earn to buy that dream house you can’t afford. (801KB)

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AQURA LITE

AQURA - Lite is a double entry financial accounting freeware. Features includes drill in browser, cost centers, bill-by-bill outstanding tracking and reports like balance sheet, profit and loss account, trial balance, ledgers, and registers. It also has support for trading inventory. It has versatile reports that can be printed in graphic as well as text modes. (1.2MB)

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CREDIT CARD MATH

A program chock full of money saving advice that shows how credit cards work. Goes behind the scenes to reveal the true hidden costs associated with credit card debt. Learn how to save hundreds of dollars in finance charges. Credit Card Math has proven to be a timeless classic. Credit Card Math is the perfect teaching tool for breaking the dependency on credit card use. (1.7MB)

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CREDIT WORKER

Credit Worker is a free double entry accounting program written for use by Credit Unions. (800KB)

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INVESTMENT SCENARIO GENERATOR

Will teach you how to optimize steady and dependable investment income during retirement. (3.0MB)

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LOAN CALCULATOR

Calculates loan terms. (772KB)

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LOAN CALCULATOR PLUS

This does loan amortizations etc. (908KB)

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LOANINFO

This program can calculate the interest rate you pay for loans. It calculates using a series of questions on your loan. (254KB)

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MORTGAGE CALC

A program for calculating mortgages. (474KB)

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MORTGAGE MANAGER

This program guides the user to find the optimum payment structure for their mortgage. (910KB)

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NPV

This financial calculator determines the present value of an investment property’s cash flows and sale proceeds for periods up to 30 years. (577KB)

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PROJECT PLANNER

Project Planner -PE is for managing your projects. This allows you to track activities by means of a Gantt chart and also gives you the cost and resources expended on the project at any given point of time. Single user only. (5.1MB)

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RENT OR BUY

Helps you determine whether paying rent or purchasing a home is your better option. (411KB)

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RENTRACKER

Allows the small investor to manage their property and track rents. Free version limited to three units. (9MB)

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RETIREMENT CALCULATOR

Calculates many figures for your retirement, including the ability to adjust for various inflation scenarios. (1MB)

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RETIREMENT FORECASTER

Enter your various incomes and expenditures throughout your expected lifespan. Once the data is entered, you get a year by year list of total assets, available assets and expenditures is listed. (790KB)

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SIMPLE BUDGET

A very simple, no frills, but functional program that itemises all of your expenses plus your income and then shows you how much money you have left each week, fortnight, month and year. No complicated instructions or interface, start entering data as soon as the program has loaded. (258KB)

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SOFT BANKING

Helps you track your spending habits and see where the money goes. It has all the features required to home banking. (1.3MB)

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TAX ACT

Get a jump start on your taxes with TaxACT. Includes over 80 forms, schedules and worksheets, plus the interview steps you through completing your return. (U.S.A.) (7.8MB)

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TIMESHEETS

Timesheets Lite is timesheeting software. It is ideally suited to a project based environment where you need to track your employees time against projects. (2.7MB)

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WORKING TIME TRACKER

Application to track how much time you spend on different projects and tasks. (1.1MB)

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